About the Loan & the Process

These loans are for personal AND business use and are primarily based on your personal income/cash flow & personal credit. Currently, we are accepting applicants who are W-2 Employees, Self-Employed, applicants with Disability Income, Annuity Income, or Retirement Income. All applicants must be under the age of 68 years old. This age restriction is in place to avoid elder financial abuse.

Each loan has either a 3, 5, or 7-year amortization schedule (repayment term) with no prepayment penalty and no out-of-pocket expenses. Interest rates start as low as 5%. There are no application fees.

By utilizing our proprietary software we are able to obtain on average up to 80% more funding proceeds than applicants can get on their own, even from the same institutions! Your funding source might be a bank or other personal loan company.

We work with over 250 banks, financial institutions, and high net worth individuals, many of whom are our exclusive partners. We perform a process called Capital Stacking to achieve your funding goals. In other words, we work with a pool of multiple lenders on each client file.

There are no hard inquiries to your credit accounts until after you have signed off on the loans you have been approved for.

FAST

Unlock your financial freedom with lightning-fast unsecured funding! Whether it's for personal goals or business ventures, I've got you covered. Say goodbye to long waits - I'll have your funds ready in just 24-48 hours. Let's make your dreams a reality, starting now

no risk

We have a powerhouse team of three full-time attorneys ready to guide you through our cutting-edge proprietary software. With just a soft credit pull, they'll expertly collect your information and skillfully negotiate with our trusted lending partners, ensuring you secure the best possible terms for your needs.

CREDIT CHALLENGES WELCOMED

Funding decisions are primarily influenced by your income and credit score. But don't let credit challenges hold you back! We've got a solution tailored just for you. With our Credit Masterplan, our lenders will generate a plan based on your credit to guarantee the funding you need. An $800 investment is required to complete the process.

the process

step 1

Confirm that you meet the criteria

• Must be a US Citizen or Permanent Resident
• Not Residing in CA or IA (Sorry!)
• Minimum 650 Credit Score
• Minimum income $27K annually
• No new credit in past 6 months
• Bankruptcies must be older than 2 years from discharge date.
  

• Bankruptcies must be older than 2 years from discharge date.
• Utility Bill Including residential address
• W-2
• 3 Months Bank Statements
• Tax Returns if Self Employed
• 1099r if retired
• Benefit letter if receiving social security
  

• No application fee
• No collateral
• No down payment
• No appraisals
• No inspections

My Credit Score is lower than 650. Can you still help me?

We've got a solution tailored just for you. With our Credit Masterplan, our lenders will generate a plan based on your credit to guarantee the funding you need. An $800 investment is required to complete the process and there is a payment plan if you happen to need it. Clients with lower credit scores are securing loans everyday. this is just a tiny bump in the road. use us a resource to get past it and acheive your goals.

Are these loans only for businesses?

Your loan is your ticket to unlimited possibilities. Whether you initially planned a dream vacation or had another goal in mind, once approved, the choice is entirely yours. With no strings attached, use your deposited capital for whatever inspires you. There are no limits, no rules, and no restrictions - just the freedom to pursue your dreams

still have questions?